SOLVING THE SO-CALLED HEALTHCARE CRISIS
By Bud Malmstrom
First, I am not sure there is a healthcare crisis. I think it is a made up crisis, much like the global warming crisis, to take away more of our rights and privacies in the name of a ‘good cause’. If anyone in the US goes to an emergency room, they cannot be turned away and refused medical service. Socialized medicine allows a bureaucrat to decide if you need the care or if someone else is more worthy of that care. For the sake of this article, let’s assume there is a healthcare crisis.
Given the 10th Amendment is still part of the Constitution and it states, “The powers not delegated to the United States by the Constitution, nor prohibited by it to the States, are reserved to the States respectively, or to the people.” What this means is that the federal government doesn’t have any powers that are not enumerated in the Constitution and the States are only restricted in their power by those powers specifically prohibited to the States (printing money, treaties with other countries, etc.)
Second, I would like anyone to show me where in the Constitution is the word healthcare. If it is not, then where does the federal government get it’s power to even consider healthcare as something it must solve? Those in government say they get the power through the words in the Constitution “The Congress shall have Power To lay and collect Taxes, Duties, Imposts and Excises, to pay the Debts and provide for the common Defense and general Welfare of the United States, but all Duties, Imposts and excises shall be uniform throughout the United States;” in Article 1, Section 8. So whose welfare would nationalized healthcare provide? Certainly not the general population. Most people in the US have some type of health insurance and if they don’t can go to an emergency room to get the care they need. It would appear the only general welfare this would provide would be politicians that would like the votes of the constitutionally uninformed looter.
Thirdly, can this so-called healthcare crisis be handled in the free market instead of by the inefficient bureaucrats in Washington? Here is a plan that has some merit, although the details are not included.
If there must be a bureaucracy, then the states would crate a bureaucracy that would decide if a family/person truly cannot afford health insurance. States are closer to their own economy and would be able to determine more accurately and efficiently if a person is unable to afford healthcare. An income of $50,000 in Georgia is different than the same income in New York City. If you did qualify, you would be given a healthcare card much like a Sam’s membership card with your picture on it. If you had to go to the doctor for a minor ailment or injury and had this card, the doctor who attended to you would be able to claim a federal tax credit. This would apply to hospitals and pharmacies. This would not be a tax deduction, but a tax credit. There would be no state tax credit because it would be the State spending the money on the program.
When a patient with a healthcare card went to the doctor, the attending doctor would get a federal tax credit in the amount he would normally charge other patients who had insurance or were self-insured. This would provide doctors a way to see patients without the means to pay for their healthcare and it not cost them their income. This would allow them to hire/keep more employees and stimulate the economy.
It is my belief if this type of healthcare program were to become reality there would be free healthcare clinics springing up all over the US where doctors could dedicate 1-2 days a month to these clinics to obtain their federal tax credits. This would allow the free market to handle the so-called healthcare crisis without federal government intervention.
This also allows those who do not need insurance to self-insure. I have worked as Executive Protection for people and families that did not have insurance because they could pay for any medical condition or injury out of their own money. It made fiscal sense for them to self-insure. The government would force them to be apart of the healthcare system because the government would need them to help pay the costs of nationalized healthcare. This would not be providing them with “general welfare”, because the United States government cannot provide them with the kind of healthcare they can provide themselves.